The Zest
Standard.
Zest Payments, LLC is the ACH-first payment infrastructure built specifically for restaurants to reduce processing fees and improve margins.
Founded with the mission to put more money back in restaurant owners' pockets, Zest Payments provides a unified wallet infrastructure that routes payments through low-cost ACH rails instead of expensive credit card networks. We believe restaurants shouldn't lose 3% of every sale to payment processing.
As a Delaware-registered entity, we adhere to strict financial standards, utilizing Stripe Connect and Plaid to facilitate secure bank linking, wallet top-ups, and instant settlement — giving diners a seamless pay-at-table experience while restaurants keep more of what they earn.
Bank-Level Security
Every wallet transaction is protected by 256-bit encryption, Plaid-verified bank linking, and Stripe PCI-compliant payment rails.
Instant Settlement
Funds settle to your restaurant's connected bank account automatically. No waiting 2-3 business days like traditional processors.
Built for Restaurants
From QR code checkout to promotion engines and loyalty rewards, every feature is designed for the restaurant workflow.
Diners Save Too
Customers fund their wallet via ACH and save on every meal. Restaurants control the discount percentage — everyone wins.