Now in beta

Pay With Zest

Save 3% on every bill. No fees. No fuss.

Total saved

$247.50

Blossom Bistro$2.45 saved
Urban Eats$1.89 saved
The Corner Cafe$3.12 saved
3%
Savings per bill
$0
Hidden fees
2.5K+
Beta users
100%
Secure

Simple as 1-2-3

Pay at restaurants in seconds

01

Link your bank

Secure Plaid connection. No cards, no hassle.

02

Scan & pay

Scan the table QR and pay from wallet in seconds.

03

Save 3%

Restaurant discounts are applied automatically.

For restaurants

Lower fees. Higher margins.

PayWithZest routes payments through ACH-first rails to cut payment processing costs while still offering fast checkout.

  • • Stripe Connect payouts per restaurant account
  • • Restaurant-controlled discount percentages
  • • Wallet top-up and QR checkout routes
  • • Built-in fee quote transparency

Today's sales

$4,247.00

Zest payments38
Avg discount given$2.45
Processing fee1.2%

You saved $127 in fees today vs. credit cards

Bank-level security

Your money and data are protected with trusted infrastructure. Bank-linking through Plaid and processing through Stripe.

256-bit encryptionPlaid verifiedSOC controlsPCI partner rails

Get early access

Join the waitlist and launch ACH-first savings at your restaurant.