Privacy Policy
Effective date: February 2026
PayWithZest collects only the information needed to provide wallet funding, restaurant checkout, compliance, and support. Sensitive payment data is processed by Stripe and bank-linking by Plaid.
What we collect
- Account details (name, email, authentication metadata).
- Transaction metadata (amounts, merchant, timestamps, status).
- Fraud/risk signals and support communications.
How we use data
- Process payments, wallet top-ups, and restaurant transfers.
- Meet legal, tax, KYC/AML, and security obligations.
- Detect abuse and improve platform reliability.
Data retention and rights
We retain records as required by law and operational need. You may request access, correction, or deletion where legally permitted at privacy@paywithzest.com.