Compliance
Standards.
PayWithZest maintains the highest compliance certifications in the financial technology industry.
SOC 2 Type II
Independently audited annually
Our systems and processes undergo rigorous annual audits by independent third-party firms to verify that our security controls operate effectively over time. SOC 2 Type II certification covers security, availability, processing integrity, confidentiality, and privacy — ensuring that customer data is handled with the highest standards of care.
PCI DSS Level 1
Highest level of payment card compliance
PayWithZest maintains PCI DSS Level 1 compliance — the most stringent level of certification in the payments industry. Card data is tokenized at the point of entry and never stored on our servers. Our payment flows are validated by Qualified Security Assessors (QSAs) to ensure full compliance with all 12 PCI DSS requirement categories.
Data Protection
Encryption, access control, and retention policies
All data is encrypted at rest with AES-256 and in transit with TLS 1.3. Access to production systems is restricted to authorized personnel via role-based access control (RBAC) and multi-factor authentication (MFA). We retain data only as long as required by law and operational necessity, and users may request access, correction, or deletion of their data at any time.
Questions about compliance?
For compliance documentation, audit reports, or data processing agreements, contact our compliance team.
Contact Compliance