Terms & Conditions
Effective date: February 2026
Service scope
PayWithZest provides a payment platform for wallet funding, ACH-first checkout, and restaurant settlement flows.
Fees and discounts
Restaurants may define customer discounts. PayWithZest applies a transparent per-transaction fee. Final amounts are shown before payment confirmation.
User responsibilities
- Provide accurate account details.
- Use the platform lawfully and avoid fraudulent transactions.
- Protect your credentials and report unauthorized activity quickly.
Availability and limitations
We aim for high availability but cannot guarantee uninterrupted service. External dependencies (bank networks, Stripe/Plaid) may impact timing.